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| Article | Author | Download Issue | |
|---|---|---|---|
Accounting |
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| How International Accounting Standards Will Affect the U.S. Insurance Industry | Nick Mallouf | 3/03 | |
| Are You Ready for Codification? | Dave Christensen | 1/01 | |
| Shortage of Accountants Creates Dilemma for State Insurance Departments, Companies | Scott Hoober | 3/00 | |
Auto Insurance |
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| Colossus Will Bite Auto Insurers if They're Not Careful | Brian Sullivan | 3/03 | |
| Auto Insurance in Crisis? Maybe . . . and Maybe Not | Scott Hoober | 11/02 | |
| Credit Scoring Raising Hackles, But Will Regulators Lower the Boom? | Scott Hoober | 9/02 | |
| Georgia Auto Insurers Grapple with New "Diminished Value" Rules (also see letter in May 2002 issue) | Dave Hurst & Wayne Cotter | 3/02 | |
| Warren Buffett: I Was Wrong | Wayne Cotter | 5/01 | |
| Third-Party Loss Evaluators Drawing More Scrutiny | Scott Hoober | 1/01 | |
| Autograph Technology Allows Insurers to Accurately Track Usage | Wayne Cotter | 11/00 | |
| Progressive: What Happened? | Brian Sullivan | 11/00 | |
Banks and Insurance |
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| Bank Insurance Agencies and State Regulation | Cathy L. McLaughlin | 3/99 | |
Business Interruption/Income Coverage |
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| Business Not As Usual (also see "Clarification," 3/02) | Scott Hoober | 1/02 | |
Captive Insurance Companies |
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| Captives Are Captivating – But for How Much Longer? | Scott Hoober | 7/03 | |
Career Development Seminars |
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| Regulators: Come to Scottsdale to Learn, Learn, Learn | Stephen E. King | 7/03 | |
| Welcome to the "West's Most Western Town" – Scottsdale | Carol Hogan | 7/03 | |
| Seeking a Common Vision, Part II | Wayne Cotter & Scott Hoober | 11/02 | |
| Seeking a Common Vision – An Interview with Commissioners Vaughan (Iowa), Montemayor (Texas), Ario (Oregon) and Covington (Ohio), Part I | Wayne Cotter and Scott Hoober | 9/02 | |
| Deep in the Heart of San Antonio | Kashyap Saraiya | 7/02 | |
| The IRES Annual CDS: A History | 5/02 | ||
| The San Antonio CDS – A Preview | Stephen Martuscello | 5/02 | |
| 2002 CDS: San Antonio – A Perfect Blend of History, Tradition and Progress | Kashyap Saraiya | 5/02 | |
| Consumer Rights v. Financial Institution Rights | Paul Bicica | 9/01 | |
| Combating Internet Fraud | Kathleen McQueen | 9/01 | |
| LTC Policies that Partner with Medicaid | Kashyap Saraiya | 9/01 | |
| Federal Reserve as an "Umbrella Supervisor" | Frank D. Seidel | 9/01 | |
| Up Close and Personal with Tom Vartanian | Wayne Cotter | 9/01 | |
| Up Close and Personal with Kirk Yeager | Pam Donnewald | 9/01 | |
| Up Close and Personal with Ron Sallow | Kathleen McQueen | 9/01 | |
| Up Close and Personal with Weldon Hazlewood | Gerald Milsky | 9/01 | |
| Up Close and Personal with Robert Johnson and Lee Kapos | Frank D. Seidel | 9/01 | |
| New Orleans Roundtable Offers Tasty Discourse | Wayne Cotter | 9/00 | |
| Nichols: States Must Adopt Uniform Market Conduct Standards or Face Demise | Scott Hoober & Kim Moore | 9/00 | |
| Commissioners: It's a Brand New Ballgame | Wayne Cotter | 9/99 | |
| NAIC President Reider: A Bright Future in Store for Regulators Willing to Change | Scott Hoober | 9/99 | |
| NAIC President Says: More Uniform Regulation is Only Weapon Against Feds | Scott Hoober | 9/98 | |
| Midwest Regulators Reflect Pride, Uneasiness | Wayne Cotter | 9/98 | |
| Chicago | Dennis Turner | 3/98 | |
| Casual Observations appears periodically and offers perspectives on various insurance issues | 11/03 | ||
Codification |
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| Are You Ready for Codification? | Dave Christensen | 1/01 | |
Commercial Lines |
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| Deregulation of Commercial Lines: An Examiner's Point of View | Mary Lou Clark | 7/99 | |
Consumer Issues |
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| When Life Products Don't Fit Consumers' Needs, What Then? | Scott Hoober | 1/03 | |
| Eschew Obfuscation: Communicating Effectively with Consumers | Paul Bicica | 11/00 | |
Credit Scoring |
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| Credit Scoring Raising Hackles, But Will Regulators Lower the Boom? | Scott Hoober | 9/02 | |
Derivatives |
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| Derivatives as Times Bombs? | Warren Buffett | 7/03 | |
E-Commerce/Technology |
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| Colossus Will Bite Auto Insurers if They're Not Careful | Brian Sullivan | 3/03 | |
| Grading the Sites: Insurance on the Internet | Wayne Cotter | 5/01 | |
| Watching the Web | 7/00 | ||
| Insurance on the Internet Forces Regulators to Question Old Definitions, Old Concepts | Douglas A. Greer | 5/00 | |
| A Look at How the Internet Can Help Insurers Improve their Relationships with Regulators | Steve Feldman | 5/00 | |
| A Call for Restraint (an interview with Art Chartrand) | Wayne Cotter | 5/00 | |
| The Role of "Aggregators" in Internet Insurance Sales | Ron Kuhnel & Eric Loewe | 5/00 | |
| E-Commerce Revolution Has Yet to Take Insurance Market by Storm | Scott Hoober | 5/00 | |
| Technology, Not Legislation, is Transforming the Global Financial Services Marketplace | Scott Hoober | 1/00 | |
Fraud |
Unauthorized Health Insurers: One State's Response | Angela K. Ford | 5/02 |
| Departments and AGs Use Varied Tools to Battle Fraud | Scott Hoober | 3/02 | |
| Custodial Accounts: Keeping an Eye on the Assets | Vincent Laurenzano* | 5/01 | |
| Sunshine State Confronts the Dark Side of Viaticals | Kevin McCarty | 3/01 | |
| GAO's Frankel Report: States Failed to Notice Obvious Signs of Fraud | 11/00 | ||
| A New Weapon to Help Regulators Combat Fraud | Dennis Jay | 1/00 | |
| The Costly Trilogy of Insurance Fraud | William C. Creel | 7/98* | |
Gramm-Leach-Bliley/Financial Services Reform |
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| NAIC: Producer Reciprocity Standard in Place for 35 States | 11/02 | ||
| Uniformity for the Sake of Uniformity? | Gerald A. Milsky | 7/02 | |
| Uniform Licensing Inches Closer | Maryellen Waggoner | 1/02 | |
| "Bancassurance" Financial Revolution Has Yet to Arrive | Ray Soifer | 1/01 | |
| Regulators Grapple with Privacy Concerns | Scott Hoober & Kim Moore | 9/00 | |
| NARAB Fears Moving States to Uniformity | Scott Hoober & Kim Moore | 9/00 | |
| With Passage of New Act, It's Time Regulators Get To Know Their Local Federal Reserve Bank | Scott Hoober | 3/00 | |
| The Great American S.900 Quiz | Wayne Cotter | 3/00 | |
| What Every Regulator Should Know About the 1999 Financial Reform Law | Wayne Cotter | 1/00 | |
| Bank/Financial Holding Company Powers | Dennis W. Toivonen | 1/00 | |
| Financial Privacy Far From a Reality Under New Law | Frank Torres | 1/00 | |
| Functional Regulation is Now the Law of the Land | George Nichols | 1/00 | |
| At Long Last: Uniform Licensing | Ken A. Crerar | 1/00 | |
| Observations on Financial Services Integration | Joseph Belth | 1/00 | |
| Regulators of Non-Domestic Insurers Impeded by New Law | Bonnie Steingart | 1/00 | |
| A New Weapon to Help Regulators Combat Fraud | Dennis Jay | 1/00 | |
Health Insurance |
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| State Regulators Searching for Answers to Lingering Health Insurance Crisis | Scott Hoober | 11/03 | |
| Five Concerns About Association Health Plans | Sandy Praeger | 11/03 | |
| Getting Hip to HIPPPA: New HIPPA Privacy Rules are Coming | Francis J. Serbaroli & Vimala Varghese | 1/03 | Unauthorized Health Insurers: One State's Response | Angela K. Ford | 5/02 |
| Recent Health-Related Studies/Persons Without Health Insurance, 1990-99 | 7/01 | ||
| Mental Health and Managed Care: Evaluating the Results | James Wrich | 7/01 | |
| Assessing the Nation's Health Care Privacy Rules | Georgetown University | 7/01 | |
| When Medicare HMOs Bail Out on Their Policyholders | Scott Hoober | 7/01 | |
HMOs |
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| Should HMO Coverage Decisions be Subject to Medical Malpractice Lawsuits? NO: It Makes No Sense | Stephanie Kanwit | 5/03 | |
| Should HMO Coverage Decisions be Subject to Medical Malpractice Lawsuits? YES: Punish Misconduct | Perenich, Caroll, Perenich, Avril & Caulfield | 5/03 | |
| When Medicare HMOs Bail Out on their Policyholders | Scott Hoober | 7/01 | |
Homeowners Insurance |
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| We Haven't Yet Broken the Mold Dilemma | Kirk Hansen | 11/03 | |
| One RegulatorŐs False Claims History | Tony Cignarale | 9/03 | |
| Credit Scoring Raising Hackles, But Will Regulators Lower the Boom? | Scott Hoober | 9/02 | |
| Mold Outbreak | Nick Mallouf | 1/02 | |
| When Natural Disaster Strikes: Seeking Federal Remedies | Ross J. Davidson Jr. | 7/00 | |
Insurance Department Profiles |
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| West Virginia Keeps Close to the Companies it Examines, and the Consumers it Serves | Scott Hoober | 7/00 | |
| Catastrophe Tests Hands-On Style of Oklahoma's New Commissioner | Scott Hoober | 7/99 | |
| For Alabama Regulators, Each Day is a Disaster Waiting to Happen | Scott Hoober | 5/99 | |
| California Faces Changes in Comp, Quake Coverages | Scott Hoober | 3/99 | |
| Indiana Rebounds From National Media Inquiry | Scott Hoober | 7/98 | |
| Oregon Mulls Hi-Tech Analysis vs. Face-to-Face Examination | Scott Hoober | 3/98 | |
IRES Information |
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| IRES to Launch Market Conduct Training Project | 7/03 | ||
| Brad Connor Retiring | 3/03 | ||
| Charlie Elgin: 1929-2002 | 11/02 | ||
| Paul Bicica of Vermont is New IRES President | 9/02 | ||
| Thanks to Weldon, Tommy and Scott | 9/02 | ||
| Shirley Robertson of Nevada Receives 2002 Al Greer Award | 9/02 | ||
| IRES Honors Susan Morrison | 9/02 | ||
| Consumer Advocate Wins Publications Award | 9/02 | ||
| IRES Turns 15: A Look Back at the Birth, and Growing Pains, of our Society | Scott Hoober | 5/02 | |
| Talking with . . . Tom Reents | Kirk Yeager | 5/02 | |
| Talking with . . . Brad Connor | Cynthia Amann | 5/02 | |
| Talking with . . . John Reiersen | Wayne Cotter | 5/02 | |
| IRES Trivia Quiz | 5/02 | ||
| IRES Past Presidents | 5/02 | ||
| President's Award Recipients | 5/02 | ||
| The IRES Annual CDS: A History | 5/02 | ||
| New Technology Option Added to AIE Curriculum | 3/02 | ||
| Al Greer: 1911-2001 | 1/02 | ||
| Establishing Dynamic State Chapters | Pam Donnewald & Karen Dyke | 1/02 | |
| Jann Goodpaster of Oregon is New IRES President | 9/01 | ||
| IRES Adds New Accreditation Option for State Health Care Regulators | Ed Mailen | 5/01 | |
| Board Approves Changes to IRES Curriculum for AIE/CIE Designations | Jann Goodpaster | 9/99 | |
| Past Presidents to Focus on IRES' Future | Gary L. Domer | 3/99 | |
| IRES Web Site Update | Scott Hoober | 1/99 | |
| Code of Professional Conduct and Ethics Adopted | 7/98 | ||
| Chapter News appears in every issue of The Regulator. The column provides information on the activities of various state chapters. | |||
Legal Issues |
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| U.S. Supreme Court Roundup, 2002-03 Term | Mark Gardner | 11/03 | |
Licensing |
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| Should HMO Coverage Decisions be Subject to Medical Malpractice Lawsuits? NO: It Makes No Sense | Stephanie Kanwit | 5/03 | |
| Should HMO Coverage Decisions be Subject to Medical Malpractice Lawsuits? YES: Punish Misconduct | Perenich, Caroll, Perenich, Avril & Caulfield | 5/03 | |
| Uniform Licensing Inches Closer | Maryellen Waggoner | 1/02 | |
| Uniformity for the Sake of Uniformity? | Gerald A. Milsky* | 7/02 | |
Life Insurance |
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| When Life Products Don't Fit Consumers' Needs, What Then? | Scott Hoober | 1/03 | |
| Companies Facing More Scrutiny from Regulators about "Janitor's Life" Plans | Scott Hoober | 7/02 | |
Litigation |
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| How Increased Litigation Costs Impact Insurance Consumers | Nick Mallouf | 5/01 | |
Market Conduct Regulation |
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| IRES to Launch Market Conduct Training Project | 7/03 | ||
| Market Conduct "Baseline" Exams | Donald P. Koch | 11/02 | |
| Commissioners Set Goals for Market Conduct Reform | Tim Mullin | 7/02 | |
| Quo Vadis Market Conduct? The NCOIL Study, the Industry Viewpoint | 11/00 | ||
| Nichols: States Must Adopt Uniform Market Conduct Standards or Face Demise | Scott Hoober & Kim Moore | 9/00 | |
| Market Conduct Exams: An Insurer's Perspective | Mark Gardner | 7/00 | |
| How to Avoid Bad Grades on Market Conduct Exams | David Holstein | 1/99 | |
| How to Avoid Market Conduct Exam Pitfalls | Donald P. Koch | 11/98 | |
| NAIC Survey: Market Conduct Exams by Staff? By Contractors? The States are Split | Scott Hoober | 11/98 | |
| Keeping the Horses in the Barn: Facing the Issue of Confidential Exam Documents | Kathy A. Steadman* | 5/98 | |
| Not Everyone Wild About Multistate Market Exams | Scott Hoober | 5/98 | |
| Oregon Mulls Hi-Tech Analysis vs. Face-to-Face Examination | Scott Hoober | 3/98 | |
Medical Malpractice |
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| Should HMO Coverage Decisions be Subject to Medical Malpractice Lawsuits? NO: It Makes No Sense | Stephanie Kanwit | 5/03 | |
| Should HMO Coverage Decisions be Subject to Medical Malpractice Lawsuits? YES: Punish Misconduct | Perenich, Caroll, Perenich, Avril & Caulfield | 5/03 | |
Medicare |
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| When Medicare HMOs Bail Out on Their Policyholders | Scott Hoober | 7/01 | |
Miscellaneous |
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| Know Your Insurance Commissioners: A State-by-State Index | 5/03 | ||
| Farewell to Christel | 5/03 | ||
| Brad Connor Retiring | 3/03 | ||
| Identifying Regulatory Excellence | Richard E. Stewart | 3/03 | |
| Garamendi Wins? | Wayne Cotter | 1/03 | |
| Charlie Elgin: 1929-2002 | 11/02 | ||
| Oldest Working Life Actuary to Leave State Service | 11/02 | ||
| Learning the Tricky Language of Losses | Warren Buffett | 7/02 | |
| Dull v. Duller: Lawyers Battle Over Citation Style | Mark L. Gardner | 3/02 | |
| Under the Radar Screen | Wayne Cotter | 1/02 | |
| Update: UPS Wins! | 7/01 | ||
| Are Elected Commissioners Closer to the People's Pulse – Or Too Close? | Scott Hoober | 3/01 | |
| The UPS Tax Case: Where Were the Insurance Regulators? | Mark L. Gardner | 3/01 | |
| The Country's Oldest Working Life Actuary | Wayne Cotter | 1/01 | |
| California's Quackenbush Scandal Tarnishes Industry, Panelists Say | Frederick L. Pliot | 1/01 | |
| Brain Teasers | Wayne Cotter & Kashyap Saraiya | 7/00 | |
Mold |
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| We Haven't Yet Broken the Mold Dilemma | Kirk Hansen | 11/03 | |
| Mold Outbreak | Nick Mallouf | 1/02 | |
NAIC Developments |
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| NAIC: Producer Reciprocity Standard in Place for 35 States | 11/02 | ||
| Commissioners Set Goals for Market Conduct Reform | Tim Mullin | 7/02 | |
| NAIC Survey: Market Conduct Exams by Staff? By Contractors? The States are Split | Scott Hoober | 11/98 | |
President's Column |
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| The President's Column appears in every issue of The Regulator. The column contains brief thoughts on topical issues from the President of IRES. | |||
Privacy Issues |
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| Getting Hip to HIPPA: New HIPPA Privacy Rules are Coming | Francis J. Serbaroli & Vimala Varghese | 1/03 | |
| Regulators Grapple with Privacy Concerns | Scott Hoober & Kim Moore | 1/03 | |
| Financial Privacy Far From a Reality Under New Law | Frank Torres | 1/03 | |
Rating Agencies |
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| Rating the Raters: What Should Consumers and Regulators Make of A.M. Best and Other Rating Agencies | Scott Hoober | 3/03 | |
Regulatory Roundup |
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| The Regulatory Roundup appears in every issue of The Regulator. The column includes summaries of recent legislation, court decisions, insurance department bulletins, etc., involving insurance issues throughout the U.S. | |||
Sept. 11, 2001 |
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| Terrorism Risk Insurance Act of 2002: Highlights | Wayne Cotter | 1/03 | |
| Business Not As Usual | Scott Hoober | 1/02 | |
| Under the Radar Screen | Wayne Cotter | 1/02 | |
| Regulators: Be Aware of These Emerging Issues | Kashyap Saraiya & Wayne Cotter | 11/01 | |
| Are Insurers Prepared for the Mental Health Fallout from Sept. 11? | Vicki Lankarge | 11/01 | |
| Compensation Fund Established for 9/11 Victims | Wayne Cotter | 11/01 | |
| Remembering September 11 | Wayne Cotter | 11/01 | |
| New York Insurance Regulators Respond to Aftermath of WTC | Scott Hoober | 11/01 | |
Solvency Regulation |
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| Regulation Helps Insurers Stay Healthy in Unhealthy Climate | Joseph L. Petrelli | 11/02 | |
| Learning the Tricky Language of Losses | Warren Buffett | 7/02 | |
| SPEs and CAT Bonds | Vincent Laurenzano | 3/02 | |
| Enron's Impact on State Outsourcing Decisions | J. Robert Hunter* | 3/02 | |
| "Risk-Focused" Exams: Choosing the Right Tool | Frances J. O'Connor | 11/01 | |
| Custodial Accounts: Keeping an Eye on the Assets | Vincent Laurenzano* | 5/01 | |
| Are You Ready for Codification? | Dave Christensen | 1/01 | |
Speed-to-Market |
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| Five Strengths of Speed-to-Market | George Nichols | 11/00 | |
| Five Reasons Why Insurance Consumers are Concerned about Speed-to-Market | J. Robert Hunter | 11/00 | |
| Is Speed-to-Market Racing Too Fast for Consumers? | Scott Hoober | 11/00 | |
Staffing Insurance Departments |
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| Regulators Juggling Responsibilities in Light of Stringent State Budgets | Scott Hoober | 5/03 | |
| Shortage of Accountants Creates Dilemma for State Insurance Departments, Companies | Scott Hoober | 3/00 | |
State vs. Federal Regulation |
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| The Impact of Corporate Governance and Financial Scandals on Insurance Regulation | William J. Larkin & J. Stephen Casscles | 7/03 | |
| Courts May Decide the Future of State Regulation | David F. Snyder | 7/03 | |
| NAIC's Sebelius Says State Regulation is Alive and Well | Scott Hoober | 9/01 | |
| Is State Regulation Dead? | Joseph Belth Wayne Cotter Michael Duncan Angela Ford Scott Hoober J. Robert Hunter Peter Kinzler Sean Mooney George Nichols* George Reider John Reiersen David Snyder |
11/99 | |
| More Uniform Regulation is Only Weapon Against Feds | Scott Hoober | 9/98 | |
Suitability |
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| When Life Products Don't Fit Consumers' Needs, What Then? | Scott Hoober | 1/03 | |
Terrorism |
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| Insurance and the Risk of Terrorism | Conning & Conning Research | 5/03 | |
| Terrorism Risk Insurance Act of 2002: Highlights | Wayne Cotter | 1/03 | |
Viaticals |
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| Sunshine State Confronts the Dark Side of Viaticals | Kevin McCarty | 3/01 | |
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*Winner, Schrader-Nelson "Article of the Year" Award. Click here for a list of all the winners